@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--ink:#1c1327;--violet:#8151ad;--purple:#a183c4;--gold:#ceb28f;--cream:#f7f5f2;--serif:'Manrope',Arial,sans-serif;--body:'DM Sans',system-ui,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;color:var(--ink);font-family:var(--body);background:var(--cream);-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #a076df;outline-offset:3px}h1,h2,h3,p{margin:0}h1,h2,h3{font-family:var(--serif);letter-spacing:-.065em}.skip-link{position:absolute;left:15px;top:-80px;background:#fff;padding:10px;z-index:200}.skip-link:focus{top:15px}.sr-only{position:absolute;height:1px;width:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}
.topbar{height:80px;padding:0 clamp(22px,5vw,90px);display:flex;gap:25px;align-items:center;background:#faf9f8;position:sticky;top:0;z-index:30;border-bottom:1px solid #e7e1e7}.brand{display:flex;gap:11px;align-items:center;font:800 16px var(--serif);letter-spacing:.08em;white-space:nowrap}.brand-square{display:grid;place-items:center;background:#25162f;color:white;border-radius:10px;width:38px;height:38px;font-size:23px;letter-spacing:-.12em}.brand-square span{color:var(--gold)}.brand>span:last-child{display:flex;flex-direction:column;gap:3px}.brand small{font-size:8px;letter-spacing:.2em;color:#896b97}.topbar nav{display:flex;align-items:center;gap:clamp(12px,2vw,34px);margin-left:auto}.topbar nav a,.back-link{font-size:12px;font-weight:800;color:#6a586d}.topbar nav a:hover,.back-link:hover{color:var(--violet)}.back-link{white-space:nowrap;padding:10px 14px;border:1px solid #ddd0de;border-radius:50px}
.eyebrow{font:800 11px var(--body);letter-spacing:.22em;color:#8f60b0}.eyebrow.light{color:#cfabe8}.hero{min-height:810px;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:55px;position:relative;padding:95px clamp(25px,7vw,130px) 110px;background:radial-gradient(circle at 74% 40%,#d7bfe4aa,transparent 46%),linear-gradient(115deg,#faf8f5,#eee5ee);overflow:hidden}.hero-text{z-index:2}.hero h1{font-size:clamp(58px,6.7vw,118px);line-height:1.08;margin:25px 0 28px}.hero h1 em,.intro h2 em,.section-head h2 em,.future h2 em{font-style:normal;color:#986abb}.hero-text>p:not(.eyebrow){color:#655b6b;font-size:clamp(16px,1.35vw,20px);line-height:1.75;max-width:580px}.actions{display:flex;gap:20px;flex-wrap:wrap;align-items:center;margin:34px 0}.primary-btn{display:inline-block;padding:18px 27px;background:#24172e;color:white;border-radius:55px;font-size:13px;font-weight:800}.primary-btn:hover{background:#583b6c}.ghost-btn{font-size:13px;font-weight:800;border-bottom:1px solid #ad8ac0;padding:12px}.micro{font-size:10px;letter-spacing:.11em;color:#827388}
.dashboard-concept{max-width:600px;transform:rotate(-3deg);background:#20152e;color:#f7eaff;border-radius:21px;border:1px solid #ad91bd55;box-shadow:0 38px 85px #4e2f623d;overflow:hidden}.dash-top{display:flex;justify-content:space-between;gap:10px;background:#2b1f38;padding:18px 23px;font-size:9px;letter-spacing:.14em}.dash-top span:last-child{color:#ae8cc7}.dash-content{padding:34px}.dash-tag{font-size:10px;color:#c6a4e1;letter-spacing:.2em}.dash-content h2{font-size:clamp(27px,3vw,44px);margin:14px 0 5px}.dash-content p{color:#baaac8;font-size:13px}.fake-net{display:flex;flex-direction:column;gap:7px;background:linear-gradient(130deg,#49315e,#30213e);margin:28px 0;border:1px solid #7e608d;border-radius:13px;padding:22px}.fake-net small,.dash-content>small{font-size:9px;letter-spacing:.16em;color:#bd9fce}.fake-net strong{font-size:23px}.fake-net span{font-size:11px;color:#baa8cc}.fake-chart{display:flex;align-items:flex-end;gap:13px;height:130px;padding:0 15px 0;border-bottom:1px solid #795f83}.fake-chart i{flex:1;background:linear-gradient(#c7a0e2,#714397);border-radius:4px 4px 0 0}.dash-cards{display:flex;gap:13px;margin:21px 0}.dash-cards>div{flex:1;display:flex;flex-direction:column;gap:8px;background:#32263f;border:1px solid #564261;border-radius:9px;padding:17px}.dash-cards small{color:#aa8dbf}.dash-content>small{display:block;margin-top:22px}
.strap{display:flex;justify-content:center;align-items:center;gap:clamp(15px,4vw,70px);padding:24px 15px;background:#58316f;color:#f3e7ff;overflow:hidden;white-space:nowrap;transform:skewY(-1deg);margin-top:-10px;position:relative;z-index:2;box-shadow:0 17px 40px #3e244d30}.strap span{font:800 clamp(15px,2vw,27px) var(--serif)}.strap i{font-style:normal;color:var(--gold)}
.section-pad{padding:clamp(95px,10vw,170px) clamp(25px,7vw,130px)}.intro{text-align:center}.intro h2,.section-head h2,.future h2{font-size:clamp(43px,5vw,84px);line-height:1.17;margin:20px 0 27px}.intro>p:not(.eyebrow){font-size:17px;color:#665e6b;line-height:1.7;max-width:820px;margin:auto}.vision-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px;margin-top:65px;text-align:left}.vision-grid article{background:#eeeaf0;padding:36px;border-radius:20px;min-height:315px}.vision-grid article>span,.vision-grid article>small{font-size:10px;letter-spacing:.14em;font-weight:800;color:#805b9d}.vision-grid h3{font-size:30px;margin:20px 0}.vision-grid p{font-size:14px;line-height:1.7;color:#706572;margin-bottom:20px}.vision-grid small{display:block;margin-top:auto}
.learn-section{background:radial-gradient(ellipse at 30% 20%,#513168,transparent 50%),#15101e;color:#fff}.section-head{max-width:900px}.section-head h2{font-size:clamp(46px,5.8vw,91px)}.section-head h2 em{color:#c3a2e1}.section-head>p:last-child{font-size:17px;line-height:1.75;color:#c0b0cd;max-width:720px}.learn-layout{display:grid;grid-template-columns:1.15fr .85fr;gap:22px;margin-top:65px;align-items:stretch}.tip-card,.reward-card{border:1px solid #705a7d;background:#241a2f;border-radius:23px;padding:clamp(29px,4vw,56px);min-width:0}.tip-card{min-height:560px;display:flex;flex-direction:column;background:linear-gradient(155deg,#4a2c64,#201629 65%)}.tip-top{display:flex;justify-content:space-between;font-size:11px;letter-spacing:.15em;font-weight:800;color:#d1b2e6}.tip-progress,.reward-progress{height:4px;border-radius:20px;background:#76568b;margin:24px 0 35px;overflow:hidden}.tip-progress span,.reward-progress span{display:block;height:100%;width:0;background:linear-gradient(90deg,#c1a0ec,#e3bf93);transition:width .35s}.tip-card h3{font-size:clamp(31px,3vw,50px);line-height:1.18}.tip-summary{font-size:17px;line-height:1.6;color:#eddff8;margin:25px 0 15px}.tip-explainer{font-size:13px;color:#cbbad8;line-height:1.8;max-width:580px}.source-link{font-size:12px;font-weight:800;color:#e4c3fc;border-bottom:1px solid #9e78ba;width:fit-content;padding-bottom:6px;margin-top:24px}.tip-controls{display:flex;gap:9px;margin-top:auto;padding-top:40px;flex-wrap:wrap}.tip-controls button,.text-action{border:1px solid #816996;color:#f8edff;padding:12px 14px;background:transparent;border-radius:50px;font-size:12px;font-weight:800}.tip-controls button:hover,.text-action:hover{background:#6d4b83}.reward-card{background:#241b30}.reward-head{display:flex;gap:24px;align-items:center;margin:25px 0}.reward-head .badge-orbit{height:73px;width:73px;display:grid;place-items:center;border-radius:50%;border:2px solid #d1aeec;box-shadow:0 0 0 8px #b288d31c;font-size:34px;color:#dab5f3}.reward-head div{display:flex;flex-direction:column;gap:6px}.reward-head small{font-size:10px;color:#b9a0cc;letter-spacing:.1em}.reward-head strong{font:800 42px var(--serif)}.reward-card>p:not(.eyebrow){color:#c9b6d7;font-size:13px;line-height:1.8}.reward-progress{margin:23px 0 10px}.reward-detail{font-size:12px!important}.learn-action{margin:27px 0;border:0;border-radius:11px;width:100%;padding:17px;background:#d7b6f1;color:#241532;font-weight:800}.learn-action:disabled{background:#5d466e;color:#c9bdd1;cursor:default}.quiz-box{margin-top:18px;padding-top:28px;border-top:1px solid #5b4765}.quiz-box>span{font-size:10px;letter-spacing:.16em;color:#cfa5e9}.quiz-box h3{font-size:20px;margin:17px 0}.quiz-options{display:grid;gap:8px}.quiz-options button{border:1px solid #7a6388;border-radius:10px;background:#30223e;color:#eee4f5;text-align:left;padding:12px;font-size:13px}.quiz-options button:hover:not(:disabled){background:#5a3e75}.quiz-options button[aria-pressed=true]{border-color:#d3afef;background:#60457c}.quiz-options button:disabled{cursor:default}.quiz-feedback{margin:15px 0!important;color:#e8cafa!important}.text-action{padding:10px 0;border:none;border-radius:0}.reward-card>small{display:block;font-size:10px;color:#ae9abe;line-height:1.5;margin-top:24px}.learn-foot{margin-top:32px;display:flex;align-items:baseline;gap:25px;color:#c5b3d4;font-size:13px;line-height:1.7}.learn-foot strong{font:800 16px var(--serif);white-space:nowrap;color:#fff}
.tools-section{background:#f7f5f2}.tools-section.alt{background:#ede8f0}.section-head.dark>p:last-child{color:#68606b}.section-head.dark h2 em{color:#9870b4}.calc-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:20px;margin-top:60px;align-items:stretch}.form-card,.result-card{border-radius:23px;padding:clamp(26px,4vw,53px)}.form-card{background:white;border:1px solid #e0d8e5}.form-header{display:flex;justify-content:space-between;gap:20px;font-size:11px;font-weight:800;letter-spacing:.11em;color:#754e91;margin-bottom:28px}.form-header small{font-size:9px;color:#918699}.form-header.second{margin:39px 0 25px;padding-top:29px;border-top:1px solid #eee8ef}.fields{display:grid;grid-template-columns:1fr 1fr;gap:23px 18px}.fields label{font-size:12px;font-weight:800;color:#655869;display:flex;flex-direction:column;gap:9px}.fields input,.fields select{width:100%;padding:13px 14px;border-radius:10px;border:1px solid #d9d0de;background:#fcfafc;color:#281d32}.fields input:focus,.table-wrap input:focus{border-color:#8054a4}.reset-btn{margin-top:28px;border:1px solid #aa90ba;background:#fff;color:#593c76;border-radius:50px;padding:12px 18px;font-weight:800;font-size:12px}.result-card{background:linear-gradient(145deg,#342347,#17111f);color:white;display:flex;flex-direction:column;justify-content:center;min-height:480px}.result-card>span{font-size:10px;letter-spacing:.14em;color:#c6a6df;font-weight:800}.result-card>strong{font:800 clamp(43px,5vw,80px) var(--serif);letter-spacing:-.08em;margin:23px 0}.meter{height:9px;background:#5a496b;border-radius:40px;overflow:hidden;margin:10px 0 36px}.meter i{display:block;width:0;height:100%;background:linear-gradient(90deg,#c29ae1,#e1c79b);transition:width .25s}.result-row{display:flex;justify-content:space-between;gap:14px;padding:18px 0;border-bottom:1px solid #ffffff21;font-size:13px;color:#c5b6cf}.result-row b{color:white}.result-card .insight{background:#c9a9e41e;border:1px solid #bfa1db36;border-radius:12px;padding:16px;font-size:13px;line-height:1.6;margin-top:29px}.result-card>small{font-size:11px;color:#ad9aba;line-height:1.6;margin-top:25px}.form-note{font-size:12px;line-height:1.7;color:#786e7e;margin-top:27px}.provider{display:block;font-size:12px;font-weight:800;color:#774895;border-bottom:1px solid #d7c4e1;width:fit-content;padding:8px 0;margin-top:10px}
.insurer-links{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-top:56px}.insurer-links a{display:flex;flex-direction:column;gap:15px;padding:27px;border:1px solid #dbcddf;border-radius:18px;background:#eee8f0}.insurer-links b{font:800 28px var(--serif);letter-spacing:-.05em}.insurer-links span{font-size:13px;color:#786683}.insurer-links a:hover{border-color:#8d63a9;background:#e5d6ec}.compare{margin-top:28px;padding:clamp(25px,4vw,54px);background:white;border:1px solid #e2d7e5;border-radius:23px}.compare h3{font-size:32px}.compare>div:first-child p{line-height:1.75;font-size:14px;color:#6d5e72;max-width:760px;margin-top:15px}.table-wrap{overflow-x:auto;margin:35px 0}.table-wrap table{border-collapse:collapse;width:100%;min-width:570px}.table-wrap th,.table-wrap td{text-align:left;border-bottom:1px solid #e9e2e9;padding:14px 9px;font-size:13px}.table-wrap th{color:#51415e}.table-wrap input{max-width:180px;width:100%;padding:12px;border:1px solid #d8cddd;border-radius:7px}.compare .insight{font-size:14px;font-weight:700;color:#77508e;margin:24px 0}.compare>small{font-size:11px;line-height:1.8;color:#7c7180}.compare>small a{text-decoration:underline}
.future{text-align:center;background:#17111f;color:#f8f0ff;padding:140px 25px}.future h2{font-size:clamp(45px,6vw,96px);line-height:1.1;margin:22px auto}.future h2 em{color:#cfb2ee}.future>p:not(.eyebrow){font-size:17px;line-height:1.8;color:#c1b0cc;max-width:850px;margin:0 auto 32px}footer{display:flex;align-items:center;flex-wrap:wrap;gap:24px 35px;justify-content:space-between;background:#0f0b15;color:#c2b0ce;padding:52px clamp(25px,7vw,130px);font-size:12px}footer>a{font:800 23px var(--serif);color:white}footer p{max-width:500px}
@media(max-width:1050px){.topbar nav{display:none}.topbar .back-link{margin-left:auto}.hero{grid-template-columns:1fr;min-height:0;padding-top:110px}.hero-text{max-width:830px}.dashboard-concept{width:min(95%,590px);margin:auto}.learn-layout{grid-template-columns:1fr}.calc-grid{grid-template-columns:1fr}.result-card{min-height:0}.vision-grid{grid-template-columns:1fr 1fr}.vision-grid article:last-child{grid-column:1/-1}.learn-foot{display:block}}
@media(max-width:650px){.topbar{height:70px;padding:0 20px}.back-link{font-size:10px;padding:8px}.brand{font-size:13px}.brand small{font-size:7px}.hero{padding:85px 24px}.hero h1{font-size:clamp(50px,13vw,75px)}.dashboard-concept{transform:none}.dash-content{padding:22px}.strap{justify-content:flex-start;gap:17px}.strap span{font-size:17px}.strap i{font-size:13px}.section-pad{padding:84px 24px}.intro h2,.section-head h2{font-size:43px}.vision-grid,.fields,.insurer-links{grid-template-columns:1fr}.vision-grid article:last-child{grid-column:auto}.vision-grid article{min-height:0}.learn-layout{margin-top:40px}.tip-card,.reward-card{padding:27px;min-height:0}.learn-foot strong{white-space:normal}.form-header{display:block}.form-header small{display:block;margin-top:8px}.result-card{padding:30px}.insurer-links a{padding:22px}.future{padding:95px 25px}.future h2{font-size:50px}footer{display:block}footer p,footer small{display:block;margin-top:20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}